GIFT City FundsThe financial year starting on 1 April 2026 is the first full year under the Income-tax Act, 2025. What most salaried residents will be using is the..
Author: WealthMunshi
Non Performing Asset Means: RBI 90-Day Rule
Banks make on loans that pay. If payment stops for long enough the asset is no longer treated as standard. This is what non performing asset means..
What Is a Bonus Share? Issue, Split, Rights, Demat
If a company has built up profits on its balance sheet, it can turn some of those reserves into more shares. The extra bit is that extra..
Moving to Germany? Returning to India? The Complete NRI Relocation Guide 2026
Germany has emerged as an increasingly important destination for Indian professionals, entrepreneurs, students, researchers and high skilled workers. But for an Indian resident, migration to Germany is..
Difference Between Preference and Equity Shares
Share capital of an Indian company is not a menu of flavours. The Act allows for two types. That’s how you’d say people buy ‘fixed dividend equity’..
Life Policy Surrender Value: GSV, SSV, Term vs ULIP
Premiums look like savings until you want them back. The cheque the insurer writes on an early exit is not what you paid or the sum assured…
Taxation on Provident Fund Withdrawal: EPF, PPF, TDS
The provident fund is three different pots under one search bar: the workplace EPF, the 15-year PPF and pension products people lump in as ‘PF’. Taxation on..
Joint Term Insurance Plan for Husband and Wife
Term plan is a promise to pay a sum assured in case the insured dies in the term. A joint term insurance plan for husband and wife..
What Is SOA in Mutual Fund? Meaning and CAS Download
The app displays a green number. The tax file requires a folio, a unit balance and a transaction list that will remain if the app is deleted…
Tax Collected at Source Limit: LRS, Cars & Credit
TDS is deducted by the payer. The TCS is collected by the recipient. The collector will write a line on the invoice or the outward-remittance advice and..