Category: NRI Financial Planning

NRI financial planning has an extra layer of complexity: two or more countries, two tax systems and accounts that change status when you move. Getting the order of steps right can save tax and a lot of paperwork. This category focuses on those cross-border decisions.

You will find our explainer on the key differences between NRE and NRO accounts, and a guide to RNOR status, which explains how returning Indians may be taxed on foreign income and what to report in Schedule FA. If you are leaving India for good, our guide to migrating abroad for permanent settlement covers PR, tax residency and FEMA points to sort out before you go. For families with assets in more than one country, our estate planning guide for Indians abroad explains NRI wills and how to organise assets across borders. For country-by-country moves, see our Global Relocation guides.

Wealth Munshi, an AMFI-registered mutual fund distributor (ARN 141775) based in Hyderabad, works with NRI families through our NRI services, financial planning service and NRI tax compliance support to keep investments and filings aligned across countries.

Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Tax and FEMA rules for NRIs change, so confirm the current position for your own case.